Rich Lorenzetti, G.R.I. Certified REALTOR

WELCOME to www.RichLorenzetti.com and

The Rich Lorenzetti Professional Buying Process

WHAT A GREAT TIME IT IS TO BUY REAL ESTATE! STILL Low Interest Rates + STIL Lower Home Prices in Decades!!

Whether you're looking for your first home, your dream home or an investment property, I am committed to providing you with the highest quality buyer service (see my most recent Sales listed below):

• As your Exclusive Buyer's Agent I will walk you through every step of the buying process, whether you are an experienced Buyer or a first-timer
• "How much money should I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows. If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments.
• One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
• When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments
• Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and especially if you do not have all the best information and resources at hand.

One of my specialties is representing the best interests of all of my Buyers throughout the home buying process. My comprehensive and high-quality personal services can save you time and money, as well as make the experience more enjoyable and less stressful. If you're like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home, your dream home or an investment property, why not take advantage of my experience as a local market expert for DuPage and Cook County to make the most informed decisions you can, every step of the way?

Rich Lorenzetti  Failla Realty, Inc., REALTORS

YOUR Personal & Professional Full-Time Real Estate Sales & Marketing Expert

Call me anytime @ 630 327-0805 - You won't be disappointed!

and please remember . . . REALTORS add Value:

*Every market is different. Talk to a Realtor for insight into your own Real Estate Market. In fact, 2/3's of all metropolitan areas have seen year-over-year increases in median existing single-family home prices, including six areas with double-digit gains.

*REALTORS have the marketing, negotiating and industry expertise necessary to help home sellers protect their investment and help home buyers build theirs.

*A REALTOR can help sell your home faster and for more money than you might by yourself.

*REALTORS visit hundreds, if not thousands, of homes with their buyer clients each year, and have a unique understanding of what homebuyers value in their local markets.

*REALTORS are strong advocates for housing issues and homeownership. Their support for the mortgage interest deduction and other federal policies helps keep housing more affordable and makes housing a great investment.

*REALTORS commit to a strict Code of Ethics, which helps protect consumers in the real estate transaction.

I can assist with FINANCING:

*For buyers who qualify for conventional financing, mortgages are available at near historically low rates.

*FHA programs are a viable alternative for many first-time buyers. FHA market share for home purchases is expected to triple over the next 3 years, from an estimated 4% in 2007 to 12% in 2009.

Rich Lorenzetti  Failla Realty, Inc., REALTORS

YOUR Personal & Professional Full-Time Real Estate Sales & Marketing Expert

Call me anytime @ 630 327-0805 - You won't be disappointed!

Rich Lorenzetti  Failla Realty, Inc., REALTORS

YOUR Personal & Professional Full-Time Real Estate Sales & Marketing Expert

Call me anytime @ 630 327-0805 - You won't be disappointed!